Comprehensive Local Credit Card Guide

Credit Cards in 14033 (Colden, NY)

Credit Card Debt in 14033

^ Average credit card debt in 14033 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14033

^ Based on overall New York data, the credit card delinquency rate in Colden is approximately 0.59%. ^[2]

Credit Scores in 14033

^ The average credit score in Colden is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14033

Credit Card Debt in 14033

14033 Credit Card Debt
- The estimated average credit card debt for 14033 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14033

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

14033 Credit Scores

Credit Scores in 14033
- Residents of 14033 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14033 (Colden, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14033 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14033 ^[4]
- 14033 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14033 (Colden, NY)

Recent credit card complaints originating from consumers in 14033, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14033

Complaint Issue	Number of Complaints*
Problem with a purchase shown on your statement	1

* Total 2021 - 2024 (current)

Additional information about New York

About 14033

14033 is associated with the city of Colden, which is located in Erie County in the state of New York. ^[6]

14033 Credit Cards

For more information about 14033 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14033

6. ^ United States Census Bureau