Comprehensive Local Credit Card Guide

Credit Cards in 14120 (North Tonawanda, NY)

Credit Card Debt in 14120

^ Average credit card debt in 14120 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14120

^ Based on overall New York data, the credit card delinquency rate in North Tonawanda is approximately 0.59%. ^[2]

Credit Scores in 14120

^ The average credit score in North Tonawanda is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14120

Credit Card Debt in 14120

14120 Credit Card Debt
- The estimated average credit card debt for 14120 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14120

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14120 Credit Scores

Credit Scores in 14120
- Residents of 14120 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14120 (North Tonawanda, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14120 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14120 ^[4]
- 14120 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14120 (North Tonawanda, NY)

Recent credit card complaints originating from consumers in 14120, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14120

Complaint Issue	Number of Complaints*
Incorrect information on your report	101
Problem with a credit reporting company's investigation	25
Improper use of your report	14
Problem with a company's investigation into an existing problem	8
Attempts to collect debt not owed	7
Other	52

* Total 2021 - 2024 (current)

Additional information about New York

About 14120

14120 is associated with the city of North Tonawanda, which is located in Niagara County in the state of New York. ^[6]

14120 Credit Cards

For more information about 14120 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14120

6. ^ United States Census Bureau