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Comprehensive Local Credit Card Guide

Credit Cards in 14140 (Spring Brook, NY)

Credit Card Debt in 14140

^ Average credit card debt in 14140 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14140

^ Based on overall New York data, the credit card delinquency rate in Spring Brook is approximately 0.59%. [2]

Credit Scores in 14140

^ The average credit score in Spring Brook is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14140

Credit Card Debt in 14140


  • 14140 Credit Card Debt
    • The estimated average credit card debt for 14140 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14140


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14140 Credit Scores


  • Credit Scores in 14140
    • Residents of 14140 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14140 (Spring Brook, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14140 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14140 [4]
    • 14140 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14140 (Spring Brook, NY)

Recent credit card complaints originating from consumers in 14140, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14140

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 14140

14140 is associated with the city of Spring Brook, which is located in Erie County in the state of New York. [6]

NY Credit Cards

14140 Credit Cards

For more information about 14140 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14140

6. ^ United States Census Bureau