Credit Card & Personal Finance Statistics in 14223
Credit Card Debt in 14223
- 14223 Credit Card Debt
-
- The estimated average credit card debt for 14223 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14223
14223 Credit Scores
- Credit Scores in 14223
-
- Residents of 14223 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14223 (Buffalo, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14223 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14223 [4]
-
- 14223 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14223 (Buffalo, NY)
Recent credit card complaints originating from consumers in 14223, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14223
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
119 |
| Attempts to collect debt not owed |
25 |
| Improper use of your report |
15 |
| Problem with a company's investigation into an existing problem |
12 |
| Written notification about debt |
11 |
| Other |
37 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14223
14223 is associated with the city of Buffalo, which is located in Erie County in the state of New York. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
