Comprehensive Local Credit Card Guide

Credit Cards in 14227 (Buffalo, NY)

Credit Card Debt in 14227

^ Average credit card debt in 14227 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14227

^ Based on overall New York data, the credit card delinquency rate in Buffalo is approximately 0.59%. ^[2]

Credit Scores in 14227

^ The average credit score in Buffalo is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14227

Credit Card Debt in 14227

14227 Credit Card Debt
- The estimated average credit card debt for 14227 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14227

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14227 Credit Scores

Credit Scores in 14227
- Residents of 14227 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14227 (Buffalo, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14227 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14227 ^[4]
- 14227 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14227 (Buffalo, NY)

Recent credit card complaints originating from consumers in 14227, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14227

Complaint Issue	Number of Complaints*
Incorrect information on your report	63
Problem with a credit reporting company's investigation	38
Improper use of your report	33
Problem with a company's investigation into an existing problem	7
Attempts to collect debt not owed	5
Other	41

* Total 2021 - 2024 (current)

Additional information about New York

About 14227

14227 is associated with the city of Buffalo, which is located in Erie County in the state of New York. ^[6]

14227 Credit Cards

For more information about 14227 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14227

6. ^ United States Census Bureau