Credit Card & Personal Finance Statistics in 14304
Credit Card Debt in 14304
- 14304 Credit Card Debt
-
- The estimated average credit card debt for 14304 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14304
14304 Credit Scores
- Credit Scores in 14304
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- Residents of 14304 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14304 (Niagara Falls, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14304 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14304 [4]
-
- 14304 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14304 (Niagara Falls, NY)
Recent credit card complaints originating from consumers in 14304, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14304
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
18 |
| Getting a credit card |
12 |
| Improper use of your report |
12 |
| Problem with a credit reporting company's investigation |
11 |
| Other features, terms, or problems |
7 |
| Other |
50 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14304
14304 is associated with the city of Niagara Falls, which is located in Niagara County in the state of New York. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
