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Comprehensive Local Credit Card Guide

Credit Cards in 14467 (Henrietta, NY)

Credit Card Debt in 14467

^ Average credit card debt in 14467 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14467

^ Based on overall New York data, the credit card delinquency rate in Henrietta is approximately 0.59%. [2]

Credit Scores in 14467

^ The average credit score in Henrietta is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14467

Credit Card Debt in 14467


  • 14467 Credit Card Debt
    • The estimated average credit card debt for 14467 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14467


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14467 Credit Scores


  • Credit Scores in 14467
    • Residents of 14467 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14467 (Henrietta, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14467 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14467 [4]
    • 14467 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14467 (Henrietta, NY)

Recent credit card complaints originating from consumers in 14467, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14467

Complaint Issue Number of Complaints*
Improper use of your report 11
Incorrect information on your report 10
Problem with a credit reporting company's investigation 3
Attempts to collect debt not owed 1
Closing on a mortgage 1
Other 4
* Total 2021 - 2024 (current)

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Additional information about New York

About 14467

14467 is associated with the city of Henrietta, which is located in Monroe County in the state of New York. [6]

NY Credit Cards

14467 Credit Cards

For more information about 14467 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14467

6. ^ United States Census Bureau