Credit Card & Personal Finance Statistics in 14532
Credit Card Debt in 14532
- 14532 Credit Card Debt
-
- The estimated average credit card debt for 14532 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14532
14532 Credit Scores
- Credit Scores in 14532
-
- Residents of 14532 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14532 (Phelps, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14532 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14532 [4]
-
- 14532 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14532 (Phelps, NY)
Recent credit card complaints originating from consumers in 14532, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14532
| Complaint Issue |
Number of Complaints* |
| Dealing with your lender or servicer |
1 |
| Improper use of your report |
1 |
| Incorrect information on your report |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14532
14532 is associated with the city of Phelps, which is located in Ontario County in the state of New York. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
