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Comprehensive Local Credit Card Guide

Credit Cards in 14532 (Phelps, NY)

Credit Card Debt in 14532

^ Average credit card debt in 14532 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14532

^ Based on overall New York data, the credit card delinquency rate in Phelps is approximately 0.59%. [2]

Credit Scores in 14532

^ The average credit score in Phelps is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14532

Credit Card Debt in 14532


  • 14532 Credit Card Debt
    • The estimated average credit card debt for 14532 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14532


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14532 Credit Scores


  • Credit Scores in 14532
    • Residents of 14532 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14532 (Phelps, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14532 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14532 [4]
    • 14532 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 14532

14532 is associated with the city of Phelps, which is located in Ontario County in the state of New York. [6]

NY Credit Cards

14532 Credit Cards

For more information about 14532 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau