Credit Card & Personal Finance Statistics in 14605
Credit Card Debt in 14605
- 14605 Credit Card Debt
-
- The estimated average credit card debt for 14605 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14605
14605 Credit Scores
- Credit Scores in 14605
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- Residents of 14605 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14605 (Rochester, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14605 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14605 [4]
-
- 14605 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14605 (Rochester, NY)
Recent credit card complaints originating from consumers in 14605, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14605
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
58 |
| Improper use of your report |
34 |
| Problem with a credit reporting company's investigation |
7 |
| Managing an account |
3 |
| Attempts to collect debt not owed |
2 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14605
14605 is associated with the city of Rochester, which is located in Monroe County in the state of New York. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
