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Comprehensive Local Credit Card Guide

Credit Cards in 14702 (Jamestown, NY)

Credit Card Debt in 14702

^ Average credit card debt in 14702 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14702

^ Based on overall New York data, the credit card delinquency rate in Jamestown is approximately 0.59%. [2]

Credit Scores in 14702

^ The average credit score in Jamestown is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14702

Credit Card Debt in 14702


  • 14702 Credit Card Debt
    • The estimated average credit card debt for 14702 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14702


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14702 Credit Scores


  • Credit Scores in 14702
    • Residents of 14702 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14702 (Jamestown, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14702 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14702 [4]
    • 14702 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14702 (Jamestown, NY)

Recent credit card complaints originating from consumers in 14702, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14702

Complaint Issue Number of Complaints*
Managing an account 3
Problem with a company's investigation into an existing issue 1
Took or threatened to take negative or legal action 1
Trouble using the card 1
Trouble using your card 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about New York

About 14702

14702 is associated with the city of Jamestown, which is located in Chautauqua County in the state of New York. [6]

NY Credit Cards

14702 Credit Cards

For more information about 14702 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14702

6. ^ United States Census Bureau