Comprehensive Local Credit Card Guide

Credit Cards in 14781 (Sherman, NY)

Credit Card Debt in 14781

^ Average credit card debt in 14781 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14781

^ Based on overall New York data, the credit card delinquency rate in Sherman is approximately 0.59%. ^[2]

Credit Scores in 14781

^ The average credit score in Sherman is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14781

Credit Card Debt in 14781

14781 Credit Card Debt
- The estimated average credit card debt for 14781 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14781

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14781 Credit Scores

Credit Scores in 14781
- Residents of 14781 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14781 (Sherman, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14781 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14781 ^[4]
- 14781 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14781 (Sherman, NY)

Recent credit card complaints originating from consumers in 14781, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14781

Complaint Issue	Number of Complaints*
Fraud or scam	2
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about New York

About 14781

14781 is associated with the city of Sherman, which is located in Chautauqua County in the state of New York. ^[6]

14781 Credit Cards

For more information about 14781 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14781

6. ^ United States Census Bureau