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Comprehensive Local Credit Card Guide

Gainesville Credit Cards

Credit Card Debt in Gainesville

^ Average credit card debt in Gainesville is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Gainesville

^ Based on overall NY data, the credit card delinquency rate in Gainesville is approximately 0.59%. [2]

Credit Scores in Gainesville

^ The average credit score in Gainesville is approximately 704, based on collective New York data. [3]

NY Credit Cards

Gainesville, NY Credit Card & Personal Finance Statistics

Gainesville Credit Card Debt

  • Credit Card Debt in Gainesville
    • The estimated average credit card debt for Gainesville residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Gainesville Credit Card Calculator

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Gainesville Credit Scores

  • Credit Scores in Gainesville
    • Residents of Gainesville, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Gainesville, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Gainesville cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gainesville [4]
    • Gainesville (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Gainesville

Gainesville is a village located in Wyoming County in the state of New York, and has a population of approximately 229. [6]

NY Credit Cards

Gainesville Credit Cards

For more information about Gainesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NY

ZIP Codes in New York



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau