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Comprehensive Local Credit Card Guide

Credit Cards in 14809 (Avoca, NY)

Credit Card Debt in 14809

^ Average credit card debt in 14809 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14809

^ Based on overall New York data, the credit card delinquency rate in Avoca is approximately 0.59%. [2]

Credit Scores in 14809

^ The average credit score in Avoca is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14809

Credit Card Debt in 14809


  • 14809 Credit Card Debt
    • The estimated average credit card debt for 14809 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14809


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14809 Credit Scores


  • Credit Scores in 14809
    • Residents of 14809 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14809 (Avoca, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14809 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14809 [4]
    • 14809 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14809 (Avoca, NY)

Recent credit card complaints originating from consumers in 14809, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14809

Complaint Issue Number of Complaints*
Trouble during payment process 2
* Total 2021 - 2024 (current)

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Additional information about New York

About 14809

14809 is associated with the city of Avoca, which is located in Steuben County in the state of New York. [6]

NY Credit Cards

14809 Credit Cards

For more information about 14809 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14809

6. ^ United States Census Bureau