Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 14902 (Elmira, NY)

Credit Card Debt in 14902

^ Average credit card debt in 14902 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14902

^ Based on overall New York data, the credit card delinquency rate in Elmira is approximately 0.59%. [2]

Credit Scores in 14902

^ The average credit score in Elmira is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14902

Credit Card Debt in 14902


  • 14902 Credit Card Debt
    • The estimated average credit card debt for 14902 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14902


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


14902 Credit Scores


  • Credit Scores in 14902
    • Residents of 14902 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14902 (Elmira, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14902 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14902 [4]
    • 14902 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About 14902

14902 is associated with the city of Elmira, which is located in Chemung County in the state of New York. [6]

NY Credit Cards

14902 Credit Cards

For more information about 14902 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau