Comprehensive Local Credit Card Guide

Credit Cards in 14904 (Elmira, NY)

Credit Card Debt in 14904

^ Average credit card debt in 14904 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14904

^ Based on overall New York data, the credit card delinquency rate in Elmira is approximately 0.59%. ^[2]

Credit Scores in 14904

^ The average credit score in Elmira is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14904

Credit Card Debt in 14904

14904 Credit Card Debt
- The estimated average credit card debt for 14904 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14904

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14904 Credit Scores

Credit Scores in 14904
- Residents of 14904 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14904 (Elmira, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14904 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14904 ^[4]
- 14904 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14904 (Elmira, NY)

Recent credit card complaints originating from consumers in 14904, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14904

Complaint Issue	Number of Complaints*
Incorrect information on your report	22
Problem with a credit reporting company's investigation	10
Improper use of your report	7
Attempts to collect debt not owed	2
Problem with a purchase shown on your statement	2
Other	6

* Total 2021 - 2024 (current)

Additional information about New York

About 14904

14904 is associated with the city of Elmira, which is located in Chemung County in the state of New York. ^[6]

14904 Credit Cards

For more information about 14904 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14904

6. ^ United States Census Bureau