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Comprehensive Local Credit Card Guide

Theresa Credit Cards

Credit Card Debt in Theresa

^ Average credit card debt in Theresa is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Theresa

^ Based on overall NY data, the credit card delinquency rate in Theresa is approximately 0.59%. [2]

Credit Scores in Theresa

^ The average credit score in Theresa is approximately 704, based on collective New York data. [3]

NY Credit Cards

Theresa, NY Credit Card & Personal Finance Statistics

Theresa Credit Card Debt


  • Credit Card Debt in Theresa
    • The estimated average credit card debt for Theresa residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Theresa Credit Card Calculator


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Theresa Credit Scores


  • Credit Scores in Theresa
    • Residents of Theresa, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Theresa, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Theresa cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Theresa [4]
    • Theresa (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Theresa

Theresa is a village located in Jefferson County in the state of New York, and has a population of approximately 863. [6]

NY Credit Cards

Theresa Credit Cards

For more information about Theresa credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau