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Comprehensive Local Credit Card Guide

Credit Cards in 27843 (Hobgood, NC)

Credit Card Debt in 27843

^ Average credit card debt in 27843 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27843

^ Based on overall North Carolina data, the credit card delinquency rate in Hobgood is approximately 0.66%. [2]

Credit Scores in 27843

^ The average credit score in Hobgood is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27843

Credit Card Debt in 27843


  • 27843 Credit Card Debt
    • The estimated average credit card debt for 27843 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27843


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27843 Credit Scores


  • Credit Scores in 27843
    • Residents of 27843 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27843 (Hobgood, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27843 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27843 [4]
    • 27843 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27843 (Hobgood, NC)

Recent credit card complaints originating from consumers in 27843, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27843

Complaint Issue Number of Complaints*
Improper use of your report 9
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27843

27843 is associated with the city of Hobgood, which is located in Halifax County in the state of North Carolina. [6]

NC Credit Cards

27843 Credit Cards

For more information about 27843 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27843

6. ^ United States Census Bureau