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Comprehensive Local Credit Card Guide

Credit Cards in 28301 (Fayetteville, NC)

Credit Card Debt in 28301

^ Average credit card debt in 28301 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28301

^ Based on overall North Carolina data, the credit card delinquency rate in Fayetteville is approximately 0.66%. [2]

Credit Scores in 28301

^ The average credit score in Fayetteville is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28301

Credit Card Debt in 28301


  • 28301 Credit Card Debt
    • The estimated average credit card debt for 28301 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28301


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28301 Credit Scores


  • Credit Scores in 28301
    • Residents of 28301 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28301 (Fayetteville, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28301 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28301 [4]
    • 28301 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28301 (Fayetteville, NC)

Recent credit card complaints originating from consumers in 28301, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28301

Complaint Issue Number of Complaints*
Improper use of your report 91
Incorrect information on your report 82
Problem with a credit reporting company's investigation 13
Attempts to collect debt not owed 12
Managing an account 4
Other 18
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28301

28301 is associated with the city of Fayetteville, which is located in Cumberland County in the state of North Carolina. [6]

NC Credit Cards

28301 Credit Cards

For more information about 28301 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28301

6. ^ United States Census Bureau