Comprehensive Local Credit Card Guide

Credit Cards in 28689 (Union Grove, NC)

Credit Card Debt in 28689

^ Average credit card debt in 28689 is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in 28689

^ Based on overall North Carolina data, the credit card delinquency rate in Union Grove is approximately 0.66%. ^[2]

Credit Scores in 28689

^ The average credit score in Union Grove is approximately 685, based on collective North Carolina data. ^[3]

Credit Card & Personal Finance Statistics in 28689

Credit Card Debt in 28689

28689 Credit Card Debt
- The estimated average credit card debt for 28689 residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 28689

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28689 Credit Scores

Credit Scores in 28689
- Residents of 28689 (NC) have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More 28689 (Union Grove, NC) Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 28689 who are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 28689 ^[4]
- 28689 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 28689 (Union Grove, NC)

Recent credit card complaints originating from consumers in 28689, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 28689

Complaint Issue	Number of Complaints*
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about North Carolina

About 28689

28689 is associated with the city of Union Grove, which is located in Iredell County in the state of North Carolina. ^[6]

28689 Credit Cards

For more information about 28689 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in North Carolina

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau