Credit Card & Personal Finance Statistics in 32605
Credit Card Debt in 32605
- 32605 Credit Card Debt
-
- The estimated average credit card debt for 32605 residents is $4,861. [1]
- Average credit card debt amount in Florida (all cities) is
2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 32605
32605 Credit Scores
- Credit Scores in 32605
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- Residents of 32605 (FL) have an estimated average credit score of 683. [3]
- The average credit score in Florida (all cities) is
1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. [3]
More 32605 (Gainesville, FL) Credit Stats
- Credit card delinquency rates in Florida [2]
-
- Florida residents (all cities) rank 10th in the U.S. with a rate that
is 19% greater than the national average of 0.57%.
- Cardholders in 32605 who are more than 90 days late on payments
-
- Florida Rate: 0.68%
- National Average: 0.57%
- Statute of limitations for credit card debt in 32605 [4]
-
- 32605 (Florida) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 32605 (Gainesville, FL)
Recent credit card complaints originating from consumers in 32605, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 32605
Complaint Issue |
Number of Complaints* |
Improper use of your report |
67 |
Incorrect information on your report |
54 |
Problem with a credit reporting company's investigation |
23 |
Attempts to collect debt not owed |
7 |
Managing an account |
6 |
Other |
44 |
* Total 2021 - 2024 (current)
Additional information about Florida
About 32605
32605 is associated with the city of Gainesville, which is located in Alachua County in the state of Florida. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Florida
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax