Georgia Credit Cards

Georgia Credit Card Debt

• Credit Card Debt: GA vs. U.S.
• • Georgia residents have average credit card debt of $5,343. ^[1]
  • The average credit card debt amount in Georgia is 8% greater than the national average of $4,965.
  • GA ranks 9th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in GA

• Cardholders that are more than 90 days late on credit card payments in Georgia ^[2]
• • Georgia ranks 6th in the nation with a credit card delinquency rate that is 23% greater than the national average of 0.57%.
  • Georgia Rate: 0.7%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Georgia ^[4]
• • Georgia: 6 years
  • U.S. Average: 5.4 years

Georgia Credit Scores

• Credit Scores: GA vs. U.S.
• • Georgia residents have an average credit score of 667. ^[3]
  • The average credit score for Georgia residents is 4% less than the national average score of 696.
  • GA ranks 50th in the nation in average credit score. ^[3]

About Georgia

The state of Georgia has a population of approximately 9,687,653, ranking 9th in the nation. ^[5]

More about Georgia Credit Cards

For more information about Georgia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.