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Comprehensive Local Credit Card Guide

Credit Cards in 30536 (Ellijay, GA)

Credit Card Debt in 30536

^ Average credit card debt in 30536 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30536

^ Based on overall Georgia data, the credit card delinquency rate in Ellijay is approximately 0.7%. [2]

Credit Scores in 30536

^ The average credit score in Ellijay is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30536

Credit Card Debt in 30536


  • 30536 Credit Card Debt
    • The estimated average credit card debt for 30536 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30536


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30536 Credit Scores


  • Credit Scores in 30536
    • Residents of 30536 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30536 (Ellijay, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30536 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30536 [4]
    • 30536 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30536 (Ellijay, GA)

Recent credit card complaints originating from consumers in 30536, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30536

Complaint Issue Number of Complaints*
Improper use of your report 3
Fees or interest 2
Incorrect information on your report 2
Dealing with your lender or servicer 1
Managing an account 1
Other 4
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30536

30536 is associated with the city of Ellijay, which is located in Gilmer County in the state of Georgia. [6]

GA Credit Cards

30536 Credit Cards

For more information about 30536 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30536

6. ^ United States Census Bureau