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Comprehensive Local Credit Card Guide

Credit Cards in 31801 (Box Springs, GA)

Credit Card Debt in 31801

^ Average credit card debt in 31801 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31801

^ Based on overall Georgia data, the credit card delinquency rate in Box Springs is approximately 0.7%. [2]

Credit Scores in 31801

^ The average credit score in Box Springs is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31801

Credit Card Debt in 31801

  • 31801 Credit Card Debt
    • The estimated average credit card debt for 31801 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31801

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31801 Credit Scores

  • Credit Scores in 31801
    • Residents of 31801 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31801 (Box Springs, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31801 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31801 [4]
    • 31801 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31801 (Box Springs, GA)

Recent credit card complaints originating from consumers in 31801, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 31801

Complaint Issue Number of Complaints*
Improper use of your report 3
Applying for a mortgage or refinancing an existing mortgage 1
Incorrect information on your report 1
Other transaction problem 1
Problem when making payments 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31801

31801 is associated with the city of Box Springs, which is located in Talbot County in the state of Georgia. [6]

GA Credit Cards

31801 Credit Cards

For more information about 31801 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia


Cities in GA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31801

6. ^ United States Census Bureau