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Comprehensive Local Credit Card Guide

Credit Cards in 30540 (Ellijay, GA)

Credit Card Debt in 30540

^ Average credit card debt in 30540 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30540

^ Based on overall Georgia data, the credit card delinquency rate in Ellijay is approximately 0.7%. [2]

Credit Scores in 30540

^ The average credit score in Ellijay is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30540

Credit Card Debt in 30540


  • 30540 Credit Card Debt
    • The estimated average credit card debt for 30540 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30540


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30540 Credit Scores


  • Credit Scores in 30540
    • Residents of 30540 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30540 (Ellijay, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30540 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30540 [4]
    • 30540 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Georgia

About 30540

30540 is associated with the city of Ellijay, which is located in Gilmer County in the state of Georgia. [6]

GA Credit Cards

30540 Credit Cards

For more information about 30540 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau