Comprehensive Local Credit Card Guide

Credit Cards in 31554 (Nicholls, GA)

Credit Card Debt in 31554

^ Average credit card debt in 31554 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 31554

^ Based on overall Georgia data, the credit card delinquency rate in Nicholls is approximately 0.7%. ^[2]

Credit Scores in 31554

^ The average credit score in Nicholls is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 31554

Credit Card Debt in 31554

31554 Credit Card Debt
- The estimated average credit card debt for 31554 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 31554

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31554 Credit Scores

Credit Scores in 31554
- Residents of 31554 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 31554 (Nicholls, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 31554 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 31554 ^[4]
- 31554 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 31554 (Nicholls, GA)

Recent credit card complaints originating from consumers in 31554, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 31554

Complaint Issue	Number of Complaints*
Incorrect information on your report	7
Problem with a company's investigation into an existing problem	6
Improper use of your report	5

* Total 2021 - 2024 (current)

Additional information about Georgia

About 31554

31554 is associated with the city of Nicholls, which is located in Coffee County in the state of Georgia. ^[6]

31554 Credit Cards

For more information about 31554 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau