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Comprehensive Local Credit Card Guide

Credit Cards in 31782 (Putney, GA)

Credit Card Debt in 31782

^ Average credit card debt in 31782 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31782

^ Based on overall Georgia data, the credit card delinquency rate in Putney is approximately 0.7%. [2]

Credit Scores in 31782

^ The average credit score in Putney is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31782

Credit Card Debt in 31782

  • 31782 Credit Card Debt
    • The estimated average credit card debt for 31782 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31782

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31782 Credit Scores

  • Credit Scores in 31782
    • Residents of 31782 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31782 (Putney, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31782 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31782 [4]
    • 31782 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31782 (Putney, GA)

Recent credit card complaints originating from consumers in 31782, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 31782

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31782

31782 is associated with the city of Putney, which is located in Dougherty County in the state of Georgia. [6]

GA Credit Cards

31782 Credit Cards

For more information about 31782 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia


Cities in GA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31782

6. ^ United States Census Bureau