Comprehensive Local Credit Card Guide

Credit Cards in 30025 (Social Circle, GA)

Credit Card Debt in 30025

^ Average credit card debt in 30025 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30025

^ Based on overall Georgia data, the credit card delinquency rate in Social Circle is approximately 0.7%. ^[2]

Credit Scores in 30025

^ The average credit score in Social Circle is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30025

Credit Card Debt in 30025

30025 Credit Card Debt
- The estimated average credit card debt for 30025 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30025

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30025 Credit Scores

Credit Scores in 30025
- Residents of 30025 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30025 (Social Circle, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30025 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30025 ^[4]
- 30025 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30025 (Social Circle, GA)

Recent credit card complaints originating from consumers in 30025, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30025

Complaint Issue	Number of Complaints*
Incorrect information on your report	15
Problem with a credit reporting company's investigation	7
Attempts to collect debt not owed	3
Improper use of your report	3
Problem with a company's investigation into an existing problem	3
Other	8

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30025

30025 is associated with the city of Social Circle, which is located in Walton County in the state of Georgia. ^[6]

30025 Credit Cards

For more information about 30025 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30025

6. ^ United States Census Bureau