Comprehensive Local Credit Card Guide

Credit Cards in 30079 (Scottdale, GA)

Credit Card Debt in 30079

^ Average credit card debt in 30079 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30079

^ Based on overall Georgia data, the credit card delinquency rate in Scottdale is approximately 0.7%. ^[2]

Credit Scores in 30079

^ The average credit score in Scottdale is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30079

Credit Card Debt in 30079

30079 Credit Card Debt
- The estimated average credit card debt for 30079 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30079

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30079 Credit Scores

Credit Scores in 30079
- Residents of 30079 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30079 (Scottdale, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30079 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30079 ^[4]
- 30079 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30079 (Scottdale, GA)

Recent credit card complaints originating from consumers in 30079, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30079

Complaint Issue	Number of Complaints*
Incorrect information on your report	91
Improper use of your report	65
Attempts to collect debt not owed	12
Problem with a company's investigation into an existing problem	12
Problem with a credit reporting company's investigation	5
Other	6

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30079

30079 is associated with the city of Scottdale, which is located in DeKalb County in the state of Georgia. ^[6]

30079 Credit Cards

For more information about 30079 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30079

6. ^ United States Census Bureau