Comprehensive Local Credit Card Guide

Credit Cards in 30083 (Stone Mountain, GA)

Credit Card Debt in 30083

^ Average credit card debt in 30083 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30083

^ Based on overall Georgia data, the credit card delinquency rate in Stone Mountain is approximately 0.7%. ^[2]

Credit Scores in 30083

^ The average credit score in Stone Mountain is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30083

Credit Card Debt in 30083

30083 Credit Card Debt
- The estimated average credit card debt for 30083 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30083

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30083 Credit Scores

Credit Scores in 30083
- Residents of 30083 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30083 (Stone Mountain, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30083 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30083 ^[4]
- 30083 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30083 (Stone Mountain, GA)

Recent credit card complaints originating from consumers in 30083, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30083

Complaint Issue	Number of Complaints*
Incorrect information on your report	1296
Improper use of your report	804
Problem with a company's investigation into an existing problem	482
Problem with a credit reporting company's investigation	287
Attempts to collect debt not owed	116
Other	386

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30083

30083 is associated with the city of Stone Mountain, which is located in DeKalb County in the state of Georgia. ^[6]

30083 Credit Cards

For more information about 30083 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30083

6. ^ United States Census Bureau