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Comprehensive Local Credit Card Guide

Credit Cards in 30138 (Esom Hill, GA)

Credit Card Debt in 30138

^ Average credit card debt in 30138 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30138

^ Based on overall Georgia data, the credit card delinquency rate in Esom Hill is approximately 0.7%. [2]

Credit Scores in 30138

^ The average credit score in Esom Hill is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30138

Credit Card Debt in 30138


  • 30138 Credit Card Debt
    • The estimated average credit card debt for 30138 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30138


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30138 Credit Scores


  • Credit Scores in 30138
    • Residents of 30138 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30138 (Esom Hill, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30138 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30138 [4]
    • 30138 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30138 (Esom Hill, GA)

Recent credit card complaints originating from consumers in 30138, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30138

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 3
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30138

30138 is associated with the city of Esom Hill, which is located in Polk County in the state of Georgia. [6]

GA Credit Cards

30138 Credit Cards

For more information about 30138 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30138

6. ^ United States Census Bureau