Comprehensive Local Credit Card Guide

Credit Cards in 30238 (Jonesboro, GA)

Credit Card Debt in 30238

^ Average credit card debt in 30238 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30238

^ Based on overall Georgia data, the credit card delinquency rate in Jonesboro is approximately 0.7%. ^[2]

Credit Scores in 30238

^ The average credit score in Jonesboro is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30238

Credit Card Debt in 30238

30238 Credit Card Debt
- The estimated average credit card debt for 30238 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30238

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30238 Credit Scores

Credit Scores in 30238
- Residents of 30238 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30238 (Jonesboro, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30238 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30238 ^[4]
- 30238 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30238 (Jonesboro, GA)

Recent credit card complaints originating from consumers in 30238, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30238

Complaint Issue	Number of Complaints*
Incorrect information on your report	1609
Improper use of your report	874
Problem with a credit reporting company's investigation	397
Problem with a company's investigation into an existing problem	287
Attempts to collect debt not owed	167
Other	299

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30238

30238 is associated with the city of Jonesboro, which is located in Clayton County in the state of Georgia. ^[6]

30238 Credit Cards

For more information about 30238 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30238

6. ^ United States Census Bureau