Comprehensive Local Credit Card Guide

Credit Cards in 30294 (Ellenwood, GA)

Credit Card Debt in 30294

^ Average credit card debt in 30294 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30294

^ Based on overall Georgia data, the credit card delinquency rate in Ellenwood is approximately 0.7%. ^[2]

Credit Scores in 30294

^ The average credit score in Ellenwood is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30294

Credit Card Debt in 30294

30294 Credit Card Debt
- The estimated average credit card debt for 30294 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30294

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30294 Credit Scores

Credit Scores in 30294
- Residents of 30294 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30294 (Ellenwood, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30294 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30294 ^[4]
- 30294 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30294 (Ellenwood, GA)

Recent credit card complaints originating from consumers in 30294, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30294

Complaint Issue	Number of Complaints*
Incorrect information on your report	1614
Improper use of your report	1294
Problem with a company's investigation into an existing problem	332
Problem with a credit reporting company's investigation	279
Attempts to collect debt not owed	149
Other	330

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30294

30294 is associated with the city of Ellenwood, which is located in Clayton County in the state of Georgia. ^[6]

30294 Credit Cards

For more information about 30294 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30294

6. ^ United States Census Bureau