Comprehensive Local Credit Card Guide

Credit Cards in 30302 (Atlanta, GA)

Credit Card Debt in 30302

^ Average credit card debt in 30302 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30302

^ Based on overall Georgia data, the credit card delinquency rate in Atlanta is approximately 0.7%. ^[2]

Credit Scores in 30302

^ The average credit score in Atlanta is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30302

Credit Card Debt in 30302

30302 Credit Card Debt
- The estimated average credit card debt for 30302 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30302

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30302 Credit Scores

Credit Scores in 30302
- Residents of 30302 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30302 (Atlanta, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30302 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30302 ^[4]
- 30302 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30302 (Atlanta, GA)

Recent credit card complaints originating from consumers in 30302, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30302

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	18
Incorrect information on your report	11
Attempts to collect debt not owed	4
Improper use of your report	3
Applying for a mortgage or refinancing an existing mortgage	1
Other	1

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30302

30302 is associated with the city of Atlanta, which is located in Fulton County in the state of Georgia. ^[6]

30302 Credit Cards

For more information about 30302 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30302

6. ^ United States Census Bureau