Comprehensive Local Credit Card Guide

Credit Cards in 30321 (Atlanta, GA)

Credit Card Debt in 30321

^ Average credit card debt in 30321 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30321

^ Based on overall Georgia data, the credit card delinquency rate in Atlanta is approximately 0.7%. ^[2]

Credit Scores in 30321

^ The average credit score in Atlanta is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30321

Credit Card Debt in 30321

30321 Credit Card Debt
- The estimated average credit card debt for 30321 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30321

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

30321 Credit Scores

Credit Scores in 30321
- Residents of 30321 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30321 (Atlanta, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30321 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30321 ^[4]
- 30321 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30321 (Atlanta, GA)

Recent credit card complaints originating from consumers in 30321, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30321

Complaint Issue	Number of Complaints*
Incorrect information on your report	38
Improper use of your report	35
Problem with a company's investigation into an existing problem	10
Problem with a credit reporting company's investigation	5
Credit monitoring or identity theft protection services	4
Other	9

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30321

30321 is associated with the city of Atlanta, which is located in Fulton County in the state of Georgia. ^[6]

30321 Credit Cards

For more information about 30321 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30321

6. ^ United States Census Bureau