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Comprehensive Local Credit Card Guide

Credit Cards in 30445 (Mount Vernon, GA)

Credit Card Debt in 30445

^ Average credit card debt in 30445 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30445

^ Based on overall Georgia data, the credit card delinquency rate in Mount Vernon is approximately 0.7%. [2]

Credit Scores in 30445

^ The average credit score in Mount Vernon is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30445

Credit Card Debt in 30445


  • 30445 Credit Card Debt
    • The estimated average credit card debt for 30445 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30445


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30445 Credit Scores


  • Credit Scores in 30445
    • Residents of 30445 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30445 (Mount Vernon, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30445 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30445 [4]
    • 30445 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30445 (Mount Vernon, GA)

Recent credit card complaints originating from consumers in 30445, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30445

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 6
Improper use of your report 3
Incorrect information on your report 3
Closing an account 1
False statements or representation 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30445

30445 is associated with the city of Mount Vernon, which is located in Montgomery County in the state of Georgia. [6]

GA Credit Cards

30445 Credit Cards

For more information about 30445 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30445

6. ^ United States Census Bureau