Comprehensive Local Credit Card Guide

Credit Cards in 30560 (Morganton, GA)

Credit Card Debt in 30560

^ Average credit card debt in 30560 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30560

^ Based on overall Georgia data, the credit card delinquency rate in Morganton is approximately 0.7%. ^[2]

Credit Scores in 30560

^ The average credit score in Morganton is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30560

Credit Card Debt in 30560

30560 Credit Card Debt
- The estimated average credit card debt for 30560 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30560

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

30560 Credit Scores

Credit Scores in 30560
- Residents of 30560 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30560 (Morganton, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30560 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30560 ^[4]
- 30560 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30560 (Morganton, GA)

Recent credit card complaints originating from consumers in 30560, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30560

Complaint Issue	Number of Complaints*
Incorrect information on your report	14
Attempts to collect debt not owed	1
Communication tactics	1
Credit monitoring or identity theft protection services	1
Problem with a company's investigation into an existing problem	1

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30560

30560 is associated with the city of Morganton, which is located in Fannin County in the state of Georgia. ^[6]

30560 Credit Cards

For more information about 30560 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30560

6. ^ United States Census Bureau