Comprehensive Local Credit Card Guide

Credit Cards in 30677 (Watkinsville, GA)

Credit Card Debt in 30677

^ Average credit card debt in 30677 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30677

^ Based on overall Georgia data, the credit card delinquency rate in Watkinsville is approximately 0.7%. ^[2]

Credit Scores in 30677

^ The average credit score in Watkinsville is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30677

Credit Card Debt in 30677

30677 Credit Card Debt
- The estimated average credit card debt for 30677 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30677

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30677 Credit Scores

Credit Scores in 30677
- Residents of 30677 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30677 (Watkinsville, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30677 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30677 ^[4]
- 30677 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30677 (Watkinsville, GA)

Recent credit card complaints originating from consumers in 30677, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30677

Complaint Issue	Number of Complaints*
Incorrect information on your report	41
Improper use of your report	33
Problem with a company's investigation into an existing problem	27
Problem with a credit reporting company's investigation	11
Written notification about debt	5
Other	21

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30677

30677 is associated with the city of Watkinsville, which is located in Oconee County in the state of Georgia. ^[6]

30677 Credit Cards

For more information about 30677 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30677

6. ^ United States Census Bureau