Credit Card & Personal Finance Statistics in 31208
Credit Card Debt in 31208
- 31208 Credit Card Debt
-
- The estimated average credit card debt for 31208 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 31208
31208 Credit Scores
- Credit Scores in 31208
-
- Residents of 31208 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 31208 (Macon, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 31208 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 31208 [4]
-
- 31208 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 31208 (Macon, GA)
Recent credit card complaints originating from consumers in 31208, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 31208
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Incorrect information on your report |
3 |
| Took or threatened to take negative or legal action |
1 |
| Written notification about debt |
1 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 31208
31208 is associated with the city of Macon, which is located in Bibb County in the state of Georgia. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
