Credit Card & Personal Finance Statistics in 31305
Credit Card Debt in 31305
- 31305 Credit Card Debt
-
- The estimated average credit card debt for 31305 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 31305
31305 Credit Scores
- Credit Scores in 31305
-
- Residents of 31305 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 31305 (Darien, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 31305 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 31305 [4]
-
- 31305 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 31305 (Darien, GA)
Recent credit card complaints originating from consumers in 31305, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 31305
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
8 |
| Improper use of your report |
3 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Attempts to collect debt not owed |
1 |
| Managing an account |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 31305
31305 is associated with the city of Darien, which is located in McIntosh County in the state of Georgia. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
