Credit Card & Personal Finance Statistics in 31316
Credit Card Debt in 31316
- 31316 Credit Card Debt
-
- The estimated average credit card debt for 31316 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 31316
31316 Credit Scores
- Credit Scores in 31316
-
- Residents of 31316 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 31316 (Ludowici, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 31316 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 31316 [4]
-
- 31316 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 31316 (Ludowici, GA)
Recent credit card complaints originating from consumers in 31316, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 31316
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
120 |
| Improper use of your report |
87 |
| Incorrect information on your report |
53 |
| False statements or representation |
6 |
| Attempts to collect debt not owed |
5 |
| Other |
12 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 31316
31316 is associated with the city of Ludowici, which is located in Long County in the state of Georgia. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
