Comprehensive Local Credit Card Guide

Credit Cards in 31501 (Waycross, GA)

Credit Card Debt in 31501

^ Average credit card debt in 31501 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 31501

^ Based on overall Georgia data, the credit card delinquency rate in Waycross is approximately 0.7%. ^[2]

Credit Scores in 31501

^ The average credit score in Waycross is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 31501

Credit Card Debt in 31501

31501 Credit Card Debt
- The estimated average credit card debt for 31501 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 31501

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31501 Credit Scores

Credit Scores in 31501
- Residents of 31501 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 31501 (Waycross, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 31501 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 31501 ^[4]
- 31501 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 31501 (Waycross, GA)

Recent credit card complaints originating from consumers in 31501, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 31501

Complaint Issue	Number of Complaints*
Improper use of your report	20
Unable to get your credit report or credit score	20
Problem with a credit reporting company's investigation	18
Incorrect information on your report	12
Problem with a company's investigation into an existing problem	7
Other	7

* Total 2021 - 2024 (current)

Additional information about Georgia

About 31501

31501 is associated with the city of Waycross, which is located in Ware County in the state of Georgia. ^[6]

31501 Credit Cards

For more information about 31501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31501

6. ^ United States Census Bureau