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Comprehensive Local Credit Card Guide

Credit Cards in 31821 (Omaha, GA)

Credit Card Debt in 31821

^ Average credit card debt in 31821 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31821

^ Based on overall Georgia data, the credit card delinquency rate in Omaha is approximately 0.7%. [2]

Credit Scores in 31821

^ The average credit score in Omaha is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31821

Credit Card Debt in 31821


  • 31821 Credit Card Debt
    • The estimated average credit card debt for 31821 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31821


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31821 Credit Scores


  • Credit Scores in 31821
    • Residents of 31821 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31821 (Omaha, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31821 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31821 [4]
    • 31821 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31821 (Omaha, GA)

Recent credit card complaints originating from consumers in 31821, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 31821

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31821

31821 is associated with the city of Omaha, which is located in Stewart County in the state of Georgia. [6]

GA Credit Cards

31821 Credit Cards

For more information about 31821 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31821

6. ^ United States Census Bureau