Comprehensive Local Credit Card Guide

Credit Cards in 83638 (McCall, ID)

Credit Card Debt in 83638

^ Average credit card debt in 83638 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83638

^ Based on overall Idaho data, the credit card delinquency rate in McCall is approximately 0.48%. ^[2]

Credit Scores in 83638

^ The average credit score in McCall is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83638

Credit Card Debt in 83638

83638 Credit Card Debt
- The estimated average credit card debt for 83638 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83638

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83638 Credit Scores

Credit Scores in 83638
- Residents of 83638 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83638 (McCall, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83638 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83638 ^[4]
- 83638 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83638 (McCall, ID)

Recent credit card complaints originating from consumers in 83638, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83638

Complaint Issue	Number of Complaints*
Incorrect information on your report	22
Improper use of your report	16
Problem with a credit reporting company's investigation	6
Problem with a company's investigation into an existing problem	2
Applying for a mortgage or refinancing an existing mortgage	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83638

83638 is associated with the city of McCall, which is located in Valley County in the state of Idaho. ^[6]

83638 Credit Cards

For more information about 83638 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83638

6. ^ United States Census Bureau