Comprehensive Local Credit Card Guide

Credit Cards in 46256 (Indianapolis, IN)

Credit Card Debt in 46256

^ Average credit card debt in 46256 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46256

^ Based on overall Indiana data, the credit card delinquency rate in Indianapolis is approximately 0.66%. ^[2]

Credit Scores in 46256

^ The average credit score in Indianapolis is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46256

Credit Card Debt in 46256

46256 Credit Card Debt
- The estimated average credit card debt for 46256 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46256

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46256 Credit Scores

Credit Scores in 46256
- Residents of 46256 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46256 (Indianapolis, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46256 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46256 ^[4]
- 46256 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46256 (Indianapolis, IN)

Recent credit card complaints originating from consumers in 46256, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46256

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	164
Incorrect information on your report	103
Improper use of your report	69
Problem with a credit reporting company's investigation	15
Attempts to collect debt not owed	7
Other	63

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46256

46256 is associated with the city of Indianapolis, which is located in Marion County in the state of Indiana. ^[6]

46256 Credit Cards

For more information about 46256 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46256

6. ^ United States Census Bureau