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Comprehensive Local Credit Card Guide

Credit Cards in 47320 (Albany, IN)

Credit Card Debt in 47320

^ Average credit card debt in 47320 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47320

^ Based on overall Indiana data, the credit card delinquency rate in Albany is approximately 0.66%. [2]

Credit Scores in 47320

^ The average credit score in Albany is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47320

Credit Card Debt in 47320


  • 47320 Credit Card Debt
    • The estimated average credit card debt for 47320 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47320


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47320 Credit Scores


  • Credit Scores in 47320
    • Residents of 47320 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47320 (Albany, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47320 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47320 [4]
    • 47320 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 47320 (Albany, IN)

Recent credit card complaints originating from consumers in 47320, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 47320

Complaint Issue Number of Complaints*
Fees or interest 1
Improper use of your report 1
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 47320

47320 is associated with the city of Albany, which is located in Delaware County in the state of Indiana. [6]

IN Credit Cards

47320 Credit Cards

For more information about 47320 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47320

6. ^ United States Census Bureau