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Comprehensive Local Credit Card Guide

Credit Cards in 51556 (Modale, IA)

Credit Card Debt in 51556

^ Average credit card debt in 51556 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51556

^ Based on overall Iowa data, the credit card delinquency rate in Modale is approximately 0.41%. [2]

Credit Scores in 51556

^ The average credit score in Modale is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51556

Credit Card Debt in 51556


  • 51556 Credit Card Debt
    • The estimated average credit card debt for 51556 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51556


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51556 Credit Scores


  • Credit Scores in 51556
    • Residents of 51556 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51556 (Modale, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51556 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51556 [4]
    • 51556 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51556 (Modale, IA)

Recent credit card complaints originating from consumers in 51556, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51556

Complaint Issue Number of Complaints*
Closing an account 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 51556

51556 is associated with the city of Modale, which is located in Harrison County in the state of Iowa. [6]

IA Credit Cards

51556 Credit Cards

For more information about 51556 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51556

6. ^ United States Census Bureau