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Comprehensive Local Credit Card Guide

Credit Cards in 52306 (Mechanicsville, IA)

Credit Card Debt in 52306

^ Average credit card debt in 52306 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52306

^ Based on overall Iowa data, the credit card delinquency rate in Mechanicsville is approximately 0.41%. [2]

Credit Scores in 52306

^ The average credit score in Mechanicsville is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52306

Credit Card Debt in 52306


  • 52306 Credit Card Debt
    • The estimated average credit card debt for 52306 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52306


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52306 Credit Scores


  • Credit Scores in 52306
    • Residents of 52306 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52306 (Mechanicsville, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52306 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52306 [4]
    • 52306 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52306 (Mechanicsville, IA)

Recent credit card complaints originating from consumers in 52306, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52306

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52306

52306 is associated with the city of Mechanicsville, which is located in Cedar County in the state of Iowa. [6]

IA Credit Cards

52306 Credit Cards

For more information about 52306 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52306

6. ^ United States Census Bureau