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Comprehensive Local Credit Card Guide

Credit Cards in 52738 (Columbus Junction, IA)

Credit Card Debt in 52738

^ Average credit card debt in 52738 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52738

^ Based on overall Iowa data, the credit card delinquency rate in Columbus Junction is approximately 0.41%. [2]

Credit Scores in 52738

^ The average credit score in Columbus Junction is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52738

Credit Card Debt in 52738


  • 52738 Credit Card Debt
    • The estimated average credit card debt for 52738 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52738


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52738 Credit Scores


  • Credit Scores in 52738
    • Residents of 52738 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52738 (Columbus Junction, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52738 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52738 [4]
    • 52738 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52738 (Columbus Junction, IA)

Recent credit card complaints originating from consumers in 52738, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52738

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52738

52738 is associated with the city of Columbus Junction, which is located in Louisa County in the state of Iowa. [6]

IA Credit Cards

52738 Credit Cards

For more information about 52738 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52738

6. ^ United States Census Bureau