Credit Card & Personal Finance Statistics in 40324
Credit Card Debt in 40324
- 40324 Credit Card Debt
-
- The estimated average credit card debt for 40324 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 40324
40324 Credit Scores
- Credit Scores in 40324
-
- Residents of 40324 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 40324 (Georgetown, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 40324 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 40324 [4]
-
- 40324 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 40324 (Georgetown, KY)
Recent credit card complaints originating from consumers in 40324, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 40324
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
166 |
| Improper use of your report |
126 |
| Problem with a company's investigation into an existing problem |
72 |
| Written notification about debt |
63 |
| Attempts to collect debt not owed |
11 |
| Other |
75 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 40324
40324 is associated with the city of Georgetown, which is located in Scott County in the state of Kentucky. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
